Thinking About Investing in Real Estate? Here’s Where to Start

If you’ve ever thought about owning an investment property or building long-term wealth through real estate, you’re not alone. It’s one of the most powerful ways to grow your financial future, but knowing where to begin can feel overwhelming.

I’m Kallie Orr, a Northern California Realtor® and homeownership advocate, and in this post, I’m breaking down the basics of how to start investing in real estate, even if you’re new to the game.

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Step One: Understand What Kind of Investor You Want to Be

Not all real estate investors do the same thing. The first step is figuring out what’s right for you.

Do you want to:

• Own a rental property and earn monthly cash flow
• Flip a house for short-term profit
• House hack by renting out part of your primary residence
• Buy a property now that could become an investment later

Each path has pros, risks, and time commitments. The right option depends on your goals, your budget, and how hands-on you want to be.

Step Two: Know Your Financial Starting Point

Before you dive into properties, take a look at your finances.

Do you have money set aside for a down payment and reserves?
Do you know your credit score and debt-to-income ratio?
Are you pre-approved (or ready to get pre-approved) for a loan?

Lenders will want to see strong financials, and getting this foundation in place early helps you shop with power and confidence.

Step Three: Connect with the Right Professionals

Real estate investing isn’t a solo mission. The best investors build a smart team early, and that starts with a Realtor® who understands both the local market and your long-term goals.

You may also want to speak with a lender, a CPA, or even a property manager, depending on your strategy.

Even if you’re not quite ready to buy, I can help you explore what’s possible and create a plan that fits your future.

You Don’t Need to Be a Millionaire to Get Started

One of the biggest myths I hear is that you need tons of money to invest in real estate. The truth? Many first-time investors start small, with a house they live in now or a property just outside of their main market.

It’s about starting smart and growing from there.

Ready to Explore Real Estate Investing?

If this has been on your mind but you’re not sure where to start, let’s talk. I’m here to walk you through your options, answer your questions, and help you make your first move toward financial freedom.

Contact Me
Kallie Orr, Realtor®
Serving Citrus Heights, Folsom, Carmichael, Fair Oaks, Orangevale and surrounding areas